Answer-first
Texas home purchase termite requirements: a Wood Destroying Insect (WDI) report on the standard TDA form, signed by a Texas SPCS-licensed inspector, valid within 90 days of closing. VA and FHA loans always require it. Conventional loans usually require it in Texas — verify with your specific lender.
When this applies to your East Texas home
- You're using a mortgage (VA, FHA, USDA, conventional) — WDI report is almost always required
- You want to negotiate cleanly — a clean WDI removes one of the buyer's leverage points
- You're planning a rehab/flip — knowing termite status changes the budget
- You're buying a home older than 10 years in any Piney Woods county
Failure modes we see in the field
- Getting the report too early: 90-day validity means order within the 90 days before expected closing
- Wrong inspector: must be Texas SPCS-licensed; general home inspectors' reports won't satisfy lender requirements
- Missing the TDA form: the standard TDA WDI report form is what lenders require; a random letter from an inspector isn't equivalent
What actually works — the proof
Spot On is Texas SPCS licensed (#805260072). We issue WDI reports on the TDA form the same day of inspection. If treatment is required, Sentricon Always Active can be installed in 1 visit with a written transferable warranty — meeting most lender timelines.
Your next step
Order your WDI inspection through Spot On — call (936) 632-6464 or book online. We handle real-estate transactions across the Lufkin-Nacogdoches corridor weekly.
Reviewed by the field team
The Spot On Team · Spot On Pest Control
Family-owned in Lufkin, TX · Texas SPCS Business License #License #805260072 · Serving the East Texas Piney Woods since Pawpaw's day.
Frequently asked
What if my lender doesn't specifically require a WDI report?
Even if it's not required, ordering one is a small cost for a large risk reduction. East Texas has extremely high termite pressure — the peace of mind (or the negotiating leverage if something's found) is worth the inspection.
