Answer-first
A real-estate termite inspection in Texas is a licensed Wood Destroying Insect Report — the TDA-form WDI. A Texas SPCS-licensed inspector walks the exterior perimeter, checks the crawlspace or slab edge, probes suspect wood, examines the attic (where accessible), notes any visible activity or conducive conditions, and produces the standard form. Valid for 90 days for lender purposes.
When this applies to your East Texas home
- You're a buyer under contract and your lender requires a WDI report
- You're a seller planning to list and want a clean report in your file
- You're refinancing and the appraiser requested a WDI inspection
- You're using VA or FHA financing — both always require a WDI report
- You have a Sentricon warranty and need the annual inspection to keep it active
Failure modes we see in the field
- Trusting a general home inspection instead of a WDI: home inspectors don't test for wood-destroying insects — the TDA form is the required document
- Using an inspector who isn't Texas SPCS-licensed: your lender will reject the report; TDA form must be signed by SPCS-licensed inspector
- Ordering the WDI too early: 90-day validity means order within 90 days of expected closing, not before
What actually works — the proof
Spot On is Texas SPCS licensed (#805260072) and issues WDI reports on the TDA form the same day as inspection in most cases. If we find activity, we quote treatment on the spot — with a written warranty that transfers to the buyer at closing.
Your next step
Under contract or planning to list? Book a WDI inspection now. Same-day report delivery when scheduled 3+ days out. (936) 632-6464.
Reviewed by the field team
The Spot On Team · Spot On Pest Control
Family-owned in Lufkin, TX · Texas SPCS Business License #License #805260072 · Serving the East Texas Piney Woods since Pawpaw's day.
Frequently asked
How long is a Texas WDI report valid?
90 days for most lender purposes. VA loans sometimes accept 6-month-old reports if the closing is delayed. FHA and conventional loans typically require the report be dated within 90 days of closing.
What if termites are found on the report?
The report notes 'evidence of active infestation' or 'evidence of previous infestation.' Most lenders require the seller to arrange treatment + a written warranty transfer BEFORE closing. Timeline: usually 3–10 business days depending on treatment type. Sentricon can be same-week installed.
